Uber Frugal Month Simplify Finances

Today’s mantra: Life-–no matter how extravagantly you spend-–isn’t perfect, so you might as well spend a whole lot less and delight in the imperfection.

Today’s action: Identify areas in your life where you can save both time and money.

It’s not hard to justify spending that saves you time- but like Liz says, there are no excuses! Luckily a lot of the stereotypical things you’d spend money on- house cleaning, lawn mowing, etc, I’ve never introduced into my life, so it’s not hard to live without them since I’ve always done them myself.

There are a few things I’ve learned to insource and I’m amazed at the time savings that come with them. In today’s article, one of the examples Liz talks about is how she and her husband started cutting each other’s hair. I was getting my haircut once every 12 weeks, so about 4 times a year and my lady cost $40 a cut, so in total that’s $160/ yr. I didn’t think that was an extravagant amount to spend on getting my hair cut, plus I loved my hairdresser and couldn’t imagine ever going anywhere else.

Then my hairdresser had her third kid and I never heard from her again. I was sad but knew it was probably for the best because it was the push I needed to try cutting my own hair. I knew I’d never have been able to break up with her on my own.

So I scoured YouTube and watched lots of videos on cutting your own hair. I narrowed it down to a ponytail technique that seemed pretty foolproof. I can’t cut a straight line to save my life. I’m not too attached to the length of my hair, I’ve had it anywhere from a pixie cut to halfway down my back, so I wasn’t too concerned about cutting it too short. Or totally botching it and needing to take off more hair to fix it.

My first attempt was not only successful, it only took me 5 minutes. I used to drive across town, wait for 10 minutes because my lady was usually running late, have a 45-minute haircut and drive back across town. Over an hour was reduced down to 5 minutes. And no one would guess that I’ve been cutting it myself. Talk about time and money savings!

The other major time and money saving decision I made was to quit my gym. I started going to a local boutique gym at the end of 2016. It was pricey, $180/month, but I thought the price was worth it at the time- I still think it was a good investment for a short while. This gym did semi-private rest based exercise (similar to HIT training, but you go until exhaustion, not for a set time or a set number of reps). Semi-private means they did small classes up to 8 people.

It’s a great system because you actually have to sign up for classes and they’re expecting you to show up. It’s not a show up anytime gym. You have to plan when you’re going and sign up. And I had a few times that I was the only one in my class, so I knew if I hadn’t shown up, the poor instructor would have been wasting her time. I’m a people pleaser so that was good motivation for me.

The reason I found this gym so helpful was the individual coaching you would get. The owner does life coaching, so she usually had an inspirational thought for you every day, and the instructors were able to pay close attention to your form to make sure your technique was good and you weren’t injuring yourself. Also, everyone got to know each other because of the smaller class sizes, so there’s a great sense of community there.

The only time I was able to fit the classes into my schedule was to go to the first class of the day at 5:30 am. I’m known for loving sleep, so the fact that I was getting to the gym at 5:30 every morning was pretty miraculous.

But the longer I was there, and the better my technique got, the more I knew I could be doing this at home. It wasn’t until my husband pointed out that I was essentially being lazy and paying $180/month for someone else to motivate me and plan my exercises for me (when I was perfectly capable of doing them myself), that I knew it was time to part ways.

I also had the epiphany that I could get more done in my morning too if I exercised at home. I woke up at 5 to make it to the 5:30 class. If I exercised at home, I could use that time to read my scriptures in the morning, something I’m always struggling to fit in. Not only would I be saving $180/month, I’d also be gaining time to put towards one of my other goals. I believe that’s what they call a win-win situation.

Do you have any examples from your life of times that you saved both time and money?

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